Property disputes are perhaps one of the most tedious legal processes known to mankind. These are especially difficult when issues related to property damages affect the homeowner policy that had been originally chosen by the owner.
The main issue at hand is when these events, that have nothing to do with the homeowner’s fault, cause the policy deductible or monthly price to raise in an unfair manner. When this occurs, the stress about the damage amounts to a heftier price, leaving the homeowner in a precarious situation.
So dear reader, if you find yourself in a similar situation, we want to inform you that there are solutions in place to alleviate the issues with your homeowner’s insurance policy. With the help of a south florida insurance policy lawyer, your rights can be protected, and regain your money’s worth in no time. Let’s get started!
What is the Most Prevalent Home Insurance Claim in South Florida?
By far, the most common claim is Exterior Damage.
As you may already know, hurricanes and other tropical-like storms do indeed lead to falling trees, downpours, and destructive winds. The truth of the matter is that this type of severe weather can undoubtedly cause damage to your home. Your property’s roof, walls, and windows are the most susceptible to being affected.
More specifically, roof damage can also be labeled as “invisible damage”. This is because roof issues from wind damage can remain undetected until more serious signs of interior breakage begin to manifest. The worst part about it though is that it’s a problem that will, unfortunately, require a complete do-over of the roof’s structure. This, of course, is extremely expensive. As a homeowner, you’d expect these costs to be covered but unfortunately, this might not be the case.
Ultimately, roof damage claims can become complicated very quickly. The complication not only derives from the degree of damage but also from the tendency of insurance companies in opting to not assist you or cover your expenses. So, let’s go ahead and review some of the possible reasons chosen by the insurance companies to deny your claim:
- The decision that the roof is considered far too ancient.
- A failure from the property owner to mitigate possible flaws of the structure in advance before a storm or weather-related event.
- The cause of your roof damage isn’t covered by your original mandated policy
- Your roof doesn’t need a full replacement (this is a common tactic used by insurance companies to minimize payouts)
How Can Florida Property Issue Lawyer Assist Me?
This is perhaps the million-dollar question. In a nutshell, a home insurance lawyer has the ability to guide your case, protect your interests, and make sure that your policy is respected by the insurance company
The reason that we mention this, is because oftentimes, homeowners decide to battle it out with the insurer. This is indeed a huge mistake because of the lack of knowledge that most homeowners actually have about their own policy. There are details that the insurance company might use against you.
In that regard, without the expertise of an attorney for homeowners, you might miss out on being able to make your policy be fully respected. Even more so, your homeowner insurance attorney will be able to repeal and reflect those aforementioned schemes planned by the insurance companies.
You Don’t Have To Deal With A Claim Denial On Your Own
We hope that you now understand how important it is to have a good set of legal homeowner insurance expertise on your side. Unfortunate events can strike your property at any moment and if your insurance company decides to deny your claim, you have to be prepared to appeal it.
Luckily, at the offices of Homeownersclaimdenied, we make sure to provide this assistance for all of our clients. We will be able to review your policy, protect your rights, and compile a robust appeal so that you can receive what you’re owed. Don’t fret, help is on the way! Call us at (954)-807-1872.